Top Best Money-Making Apps in Australia

Smartphones have transformed into powerful tools for generating income. For Australians looking to earn extra cash, there are numerous apps available that cater to various interests and preferences. From investment platforms to survey sites. The variety of money-making apps available in Australia means there’s something for everyone, whether you’re interested in investing, completing surveys, or taking on freelance tasks. Each app offers unique features and benefits, so consider your preferences and goals when choosing the right one for you.

Here’s a detailed look at some of the best money-making apps you can use in Australia.

1. Perla

Overview: Perla is an investment app designed to help users invest their money without the need for extensive financial knowledge. It focuses on a user-friendly experience, making it suitable for beginners.

Key Features:

  • Low Fees: Perla offers competitive fees, making it an attractive option for new investors.
  • User Experience: The app boasts a solid user interface that simplifies the investment process.
  • Automated Investing: Users can set up automated investments, allowing for a hands-off approach to growing their wealth.

Why Use It? Perla is ideal for those new to investing who want to start building a portfolio without incurring high costs.



2. Rays

Overview: Rays is another investment platform tailored for Australians looking to manage their finances efficiently.

Key Features:

  • Competitive Fees: Like Perla, Rays has low ongoing fees that make it budget-friendly.
  • Diverse Investment Options: Users can explore various investment opportunities tailored to their financial goals.
  • Ease of Use: The app is designed for both novice and experienced investors.

Why Use It? Rays is suitable for individuals looking for an intuitive app that offers a variety of investment options at low costs.

3. Sharesies

Overview: Sharesies is a popular platform that democratizes investing by allowing users to start with small amounts of money.

Key Features:

  • Fractional Investing: This feature lets users buy fractions of shares, making it easier to diversify their portfolios.
  • Educational Resources: Sharesies provides plenty of resources to help users understand investing better.
  • No Minimum Investment: You can start investing without needing a large sum of money.

Why Use It? Sharesies is perfect for anyone looking to dip their toes into the stock market without significant financial commitment.

4. SelfWealth

Overview: SelfWealth is an Australian online broker that allows users to trade shares with low fees.

Key Features:

  • Flat Fee Structure: SelfWealth has a straightforward fee model, which is advantageous for active traders.
  • Community Insights: Users can see how others are investing, providing valuable insights into successful strategies.
  • Robust Trading Tools: The app offers various tools to help users analyze their investments.

Why Use It? SelfWealth is ideal for those who are more experienced in trading and want access to a platform with low costs and community features.

5. Survey Junkie

Overview: If investing isn’t your thing, Survey Junkie offers a straightforward way to make money by sharing your opinions.

Key Features:

  • User-Friendly Interface: The app is easy to navigate, making it simple to find surveys to take.
  • Cash Rewards: Users earn points for each survey completed, which can be redeemed for cash or gift cards.
  • Flexibility: You can choose surveys that fit your schedule, making it a flexible way to earn money.

Why Use It? Survey Junkie is perfect for those who want to earn some extra cash in their spare time without any financial risk.

6. AirTasker

Overview: AirTasker connects people who need tasks completed with those willing to do them, creating a marketplace for freelance work.

Key Features:

  • Variety of Tasks: From home cleaning to graphic design, there’s a wide range of tasks you can take on.
  • Local Opportunities: You can find work in your area, allowing for flexible job options.
  • User Ratings: Taskers can build a reputation based on their completed jobs, leading to more opportunities.

Why Use It? AirTasker is an excellent option for those looking to monetize their skills or earn extra cash through odd jobs.

7. ShopBack

Overview: ShopBack is a cashback app that rewards users for shopping online.

Key Features:

  • Cashback Offers: Users earn a percentage of their purchases back when shopping through the app.
  • Partner Retailers: ShopBack partners with numerous retailers, making it easy to find deals.
  • Easy Payouts: Cashback can be withdrawn to bank accounts or PayPal.

Why Use It? ShopBack is a great way to earn money back on purchases you’re already making, effectively reducing your spending.

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